HB Capital Mortgage Broker

Loan officers at banks, credit unions and other lending institutions work to sell loans originated only
by their employer. They probably only have a few loan types to draw
from, which may not fit your particular needs. And with the regulatory
changes in the industry over the past few years, securing financing has
become increasingly difficult. Often this results in a “take it or leave
it” philosophy. Consequently, many people are turned away and the
American Dream of owning property seems out of reach.

By contrast, mortgage brokers are problem solvers, and having a
qualified mortgage broker by your side can be a big advantage. Think of a
mortgage broker as the link between you and the perfect lender for you.
They have options, flexibility and even accountability that bank loan
officers simply don’t have. They partner with many lenders, survey the
market and can often find financing that other banks refuse. Overall,
mortgage brokers offer lower rates, less overall cost, and more
personalized service.