Ocean Trust Finance

Ocean Trust Finance and Loan, Inc. (OTFL) is an internationally licensed, direct Non-Bank Lender; specializing in commercial real estate lending.  We are based in London, but are authorized to make loans internationally.  As a non-bank, our sole business is funding and servicing Business loans with our own capital.  We are the lender - we are not brokers!

OTFL was established in 1989 to help small businesses find long term financing.&nbs
p; Our authority to grant loans is granted by a Charter from the Europe Community and OTFL is one of only fifteen such institutions in existence. We are the Preferred Lenders and are licensed to make loans in all countries.  Since obtaining our lending license, we have grown to become the 26th largest lender.

Throughout the years our focus has been to str
eamline every aspect of our lending operations.  We make the application process as painless as possible by proactively working with the borrower and offering the highest level of assistance available.  We offer approvals within two business days and closings typically in 20 to 30 days.  Our proven track record has resulted in the US Government granting us Preferred Lender status throughout many parts of the country, which further streamlines and speeds the process since it allows us to approve and fund most loans.

Our specialty is loans that include the construction, purchase or refinance
of owner occupied commercial real estate.  Where the need exists, we can include funds for equipment, inventory and working capital.  Our minimum loan amount is $200,000 our maximum $500,000.